I Need Crest Savings Bank
Crest Savings Bank has products designed with the needs of our customers in mind. Maybe you are at the stage of your life where it is important to begin thinking about a home loan or growing your money by using a Certified Financial Planner through Crest Wealth Management, or through IRA Savings.
Learn more about how Crest Savings Bank can meet your banking needs!
I Need a Home Loan
A home mortgage is a loan that you take out to purchase or refinance a home. The loan is secured by the property, which means that the lender can take possession of your home if you default on the loan.
There are two types of home mortgages. Most common is a Fixed Rate Mortgage, which means that the interest rate will not change for the life of the loan. This can make it easier to budget for your monthly payments. There is also the option of Adjustable-Rate Mortgage (ARM), here the interest rate can change over time.
I Need IRA1 Savings
Just starting to save for retirement or looking for alternative options? Our IRA Savings Account is a versatile approach to accumulating the necessary funds without compromising your ability to access your finances. With no bank penalties2 for early withdrawals from the IRA Savings Plan, it provides the advantages of a savings account with the ability to plan for your financial future, making it a perfect choice for a young professional who is beginning to consider retirement planning.
• Minimum deposit to open: $100.
• Tiered interest rates
I Need Wealth Management
Crest Wealth Management located at Crest Savings Bank, is an independent wealth services firm. The Financial Consultant at Crest Wealth Management helps individuals and families pursue their financial goals and lifestyle objectives.
Anyone can claim to be a financial planner; but collaborating with a Certified Financial Planner (CFP) professional ensures peace of mind. A certified advisor adheres to rigorous educational and ethical benchmarks.
Our CFP Professional, Tod Shoffler, has over 20 years of financial planning and investment experience.
Start your journey towards financial independence today by contacting our Crest Wealth Management team.
Area designated for disclosures
1IRA contribution limits are based on earned income. You may contribute up to 100% of earned income or the IRA Annual Contribution Limit, whichever is less. Customers age 50 and over are eligible for an additional contribution.
2IRS penalties may apply. Consult your tax advisor.