Retirement Options
Save for a comfortable retirement with Crest Savings Bank Individual Retirement Accounts. IRA savings options are designed to help you prepare for retirement, from starter savings account plans with lower interest rates to higher-yield savings accounts in the form of IRA CDs. Stop by your local branch or give us a call for more information about opening an IRA.
IRA1 Savings
Just starting to save for retirement or looking for alternative options? Our IRA Savings Account is a versatile approach to accumulating the necessary funds without compromising your ability to access your finances. With no bank penalties2 for early withdrawals from the IRA Savings Plan, it provides the advantages of a savings account with the ability to plan for your financial future, making it a perfect choice for a young professional who is beginning to consider retirement planning.
- Minimum deposit to open: $100.
- Tiered interest rates.
IRA1 CDs
An IRA CD can be a conservative and secure way to save for retirement while taking advantage of the tax benefits provided by an Individual Retirement Account. Our IRA CD provides peace of mind with a fixed interest rate, the tax advantages of an IRA, and the guaranteed returns of a CD.
We offer access to Traditional and Roth IRAs.
- 12 months ( 1 year) to 60 months (5 years).
- Minimum deposit to open $500.
Take advantage of a savings strategy with both short- and long-term benefits with a CD Ladder
For more retirement investment options, visit our Wealth Management page.