Switch to Crest Savings Bank
Navigating the transition to a new bank can sometimes feel like a maze. To simplify this process, Crest Savings Bank has created this comprehensive Switch Kit, guiding you through each step with clarity and ease.
Our dedicated branch team is always available to assist you throughout your banking journey. Simply visit any of our branch locations with the following information, and we’ll be happy to help:
Step 1: Open a Crest Savings Bank Account!
- Easily open a new account in minutes with our Online Application.
- Prefer a Personal Touch: See a Customer Service Representative at one of our 8 convenient locations.
To keep you organized when switching to Crest Savings Bank, please gather some information before starting the application process
- Social Security Number,
- Valid U.S. driver’s license,
- Current email address,
- Materials for funding your new account, such as checkbook, bank account number, or account number from another financial institution.
Helpful Tip: To make the process even faster, have the Customer Information Sheet filled out and available when you are ready to open your Crest Savings Bank account. Make sure to take a look at our Options Checklist.
Step 2 (Optional): Sign up for online banking.
Once your new account is open, you can enroll for Cre$tConnect. When you enroll, you create your own User ID and set your password. Easily track your:
- Direct deposits,
- Automatic withdrawals or payments and
- Checks as they clear your Crest Savings Bank account.
Cre$tConnect makes it easy to take your account on the go with access through smartphones and tablets.
Don’t forget to register for:
- Bill payment,
- E-statements,
- Zelle and
- Card protection.
Step 3: Switch your Automatic Deposits to Crest Savings Bank.
Once your deposit account is open, you will want to switch your direct deposits to your new account. You will need to inform companies who make direct deposits on your behalf to use the new account. To help notify these companies of the change:
- Utilize the Automatic Deposit Form.
- Fill out and print one form for each direct deposit,
- Send it to the company making the deposit.
Step 4: Transfer Payments and Debits to Crest Savings Bank.
To ensure seamless transitions, update automatic payments currently linked to your old account. Inform the respective service providers of your new Crest Savings Bank account details to prevent any disruptions or inconveniences.
You can use the Payment Withdraw Forms to notify these companies of the switch.
- Fill out and print one form for each company making an automatic payment and
- send it to the company making the payment/deposit.
If you are using Online Bill Payment, don’t forget to print a list of your current Payees (and your Payment History). Crest Savings Bank’s Online Bill Pay can handle all of your recurring and one-time online bill payment needs. Be sure to utilize the checklist located in the Payment Withdraw Forms to make life easier.
Step 5: Balance and close your previous checking account.
- Be sure to leave sufficient funds to clear outstanding checks, scheduled bill payments, and check card transactions.
- Confirm that all outstanding checks have cleared and any transfers of direct deposits and automatic payments have been made.
- Destroy any unused checks, ATM/debit cards, and deposit slips.
- Authorize your old bank to close your account by using the Account Closing Request Form.