{"id":427,"date":"2023-10-17T06:38:03","date_gmt":"2023-10-17T13:38:30","guid":{"rendered":"https:\/\/www.crestsavings.bank\/wph\/workarea\/home\/resources\/dep-rates-2\/"},"modified":"2026-03-24T20:44:54","modified_gmt":"2026-03-24T20:44:54","slug":"ln-rates","status":"publish","type":"page","link":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/ln-rates\/","title":{"rendered":"Loan Rates"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"h-residential-loan-rates\">Residential Loan Rates<\/h1>\n\n\n\n<p>Purchasing a home is one of the most important investments you&#8217;ll make, and we\u2019re here to make it as seamless as possible. At Crest Savings Bank, our competitive mortgage rates and flexible terms are designed to help you find the perfect financing solution for your dream home. Explore our current loan rates below and take the first step toward homeownership with confidence.<\/p>\n\n\n\n<p class=\"has-text-align-right\">Rates as of March 25, 2026<\/p>\n\n\n\n<div style=\"height:57px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-secondary-color-color has-text-color\" id=\"h-purchase-transactions\">Purchase Transactions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-important-mortgage-purchase-loan-information\">Important Mortgage Purchase Loan Information<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-primary-secondary-properties\"><strong>Primary\/Secondary Properties<\/strong><\/h4>\n\n\n\n<p>The information provided assumes the purpose of the loan is to purchase a single-family primary residence. A $450,000 loan amount with a loan to value of 80.00%, which will require a down payment of $112,500 on a purchase price of $562,500. The property is located in Cape May County, NJ. An escrow (impound) account is required. The rate lock period is 60 days and the assumed credit score is greater than 675.<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-font-color-1-color has-secondary-color-background-color has-text-color has-background\" id=\"h-mortgage-purchase-loans-primary-secondary-properties\">Mortgage Purchase Loans (Primary\/Secondary Properties)<\/h4>\n\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"a0c496694e521922ed35\">\n\t\t\t\t\t\t\t\t<span class=\"text\">30 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"a0c496694e521922ed35\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\" id=\"30yr\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>6.375%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>6.432%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$6.24<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>30 year fixed rate mortgage at a 6.375% interest rate, the APR for this loan type is 6.432%. The payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>359 payments of $2,807.41 at an interest rate of 6.375%<\/li>\n\n\n\n<li>1 payment of $2,812.26 at an interest rate of 6.375%<\/li>\n<\/ul>\n\n\n\n<p>Payment&nbsp;examples&nbsp;do&nbsp;not&nbsp;include&nbsp;taxes&nbsp;and&nbsp;insurance, if applicable. We&nbsp;may&nbsp;escrow&nbsp;for&nbsp;taxes&nbsp;and&nbsp;insurance and the actual payment obligation will be greater.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"4fd00db31b69b47dba77\">\n\t\t\t\t\t\t\t\t<span class=\"text\">25 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"4fd00db31b69b47dba77\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>6.124%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>6.187%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$6.52<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>25 year fixed rate mortgage at a 6.124% interest rate, the APR for this loan type is 6.187%. The payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>299 payments of $2,933.56 at an interest rate of 6.124%<\/li>\n\n\n\n<li>1 payment of $2,934.36 at an interest rate of 6.124%<\/li>\n<\/ul>\n\n\n\n<p>Payment&nbsp;examples&nbsp;do&nbsp;not&nbsp;include&nbsp;taxes&nbsp;and&nbsp;insurance, if applicable. We&nbsp;may&nbsp;escrow&nbsp;for&nbsp;taxes&nbsp;and&nbsp;insurance and the actual payment obligation will be greater.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"269d90015decac03f06b\">\n\t\t\t\t\t\t\t\t<span class=\"text\">15 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"269d90015decac03f06b\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>5.250%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>5.341%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$8.04<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>15 year fixed rate mortgage at a 5.250% interest rate, the APR for this loan type is 5.341%. The payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>179 payments of $3,617.45 at an interest rate of 5.250%<\/li>\n\n\n\n<li>1 payment of $3,617.47 at an interest rate of 5.250%<\/li>\n<\/ul>\n\n\n\n<p>Payment&nbsp;examples&nbsp;do&nbsp;not&nbsp;include&nbsp;taxes&nbsp;and&nbsp;insurance, if applicable. We&nbsp;may&nbsp;escrow&nbsp;for&nbsp;taxes&nbsp;and&nbsp;insurance and the actual payment obligation will be greater.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"18c721f526b1bd5019dd\">\n\t\t\t\t\t\t\t\t<span class=\"text\">5\/1 Adjustable Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"18c721f526b1bd5019dd\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>6.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>6.359%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>See info below<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>5\/1 adjustable rate mortgage a 6.000% initial interest rate, the APR for this loan type is 6.359%, subject to increase. Based on current market conditions, the payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>60 payments of $2,697.98 at an interest rate of 6.000%<\/li>\n\n\n\n<li>299 payments of $2,827.39 at an interest rate of 6.500%<\/li>\n\n\n\n<li>1 payment of $2,829.16 at an interest rate of 6.500%<\/li>\n<\/ul>\n\n\n\n<p>Payment&nbsp;examples&nbsp;do&nbsp;not&nbsp;include&nbsp;taxes&nbsp;and&nbsp;insurance, if applicable. We&nbsp;may&nbsp;escrow&nbsp;for&nbsp;taxes&nbsp;and&nbsp;insurance and the actual payment obligation will be greater.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-small-font-size\" style=\"line-height:1.6\">DISCLOSURES: The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice. &#8211; Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history, property type and purpose of loan and may be different than the rates displayed here. &#8211; If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner\u2019s insurance premiums. Please contact our residential lending team for a complete list of our mortgage rates.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-secondary-color-color has-text-color\" id=\"h-refinance-transactions\">Refinance Transactions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-important-mortgage-refinance-loan-information\">Important Mortgage Refinance Loan Information<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-primary-secondary-properties-0\"><strong>Primary\/Secondary Properties<\/strong><\/h4>\n\n\n\n<p>The information provided assumes the purpose of the loan is to refinance a single-family primary residence. A $450,000 loan amount with a loan to value of 80.00%, which will require a satisfactory appraisal with a market value of at least $562,500. The property is located in Cape May County, NJ.&nbsp; An escrow (impound) account is required. &nbsp;The rate lock period is 60 days and the assumed credit score is greater than 675.<\/p>\n\n\n\n<h4 class=\"wp-block-heading has-font-color-1-color has-secondary-color-background-color has-text-color has-background\" id=\"h-mortgage-refinance-loans-primary-secondary-properties\">Mortgage Refinance Loans (Primary\/Secondary Properties)<\/h4>\n\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 all-closed\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"95c76ecdb458b71a8aa5\">\n\t\t\t\t\t\t\t\t<span class=\"text\">30 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"95c76ecdb458b71a8aa5\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>6.375%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>6.432%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$6.24<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>30 year fixed rate mortgage at a 6.375% interest rate, the APR for this loan type is 6.432%. The payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>359 payments of $2,807.41 at an interest rate of 6.375%<\/li>\n\n\n\n<li>1 payment of $2,812.26 at an interest rate of 6.375%<\/li>\n<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"3f7ab555ba7ddb4a6f71\">\n\t\t\t\t\t\t\t\t<span class=\"text\">25 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"3f7ab555ba7ddb4a6f71\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>6.124%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>6.187%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$6.52<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>25 year fixed rate mortgage at a 6.124% interest rate, the APR for this loan type is 6.187%. The payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>299 payments of $2,933.56 at an interest rate of 6.124%<\/li>\n\n\n\n<li>1 payment of $2,934.36 at an interest rate of 6.124%<\/li>\n<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"911ffad9b6b1cbc7ca72\">\n\t\t\t\t\t\t\t\t<span class=\"text\">15 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"911ffad9b6b1cbc7ca72\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>5.250%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>5.341%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$8.04<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>15 year fixed rate mortgage at a 5.250% interest rate, the APR for this loan type is 5.341%. The payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>179 payments of $3,617.45 at an interest rate of 5.250%<\/li>\n\n\n\n<li>1 payment of $3,617.47 at an interest rate of 5.250%<\/li>\n<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"13627cba022bd84654ec\">\n\t\t\t\t\t\t\t\t<span class=\"text\">5\/1 Adjustable Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"13627cba022bd84654ec\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>6.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><\/p>\n\n\n\n<p>6.359%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Points<\/strong><\/p>\n\n\n\n<p>0.000%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>See info below<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>5\/1 adjustable rate mortgage a 6.000% initial interest rate, the APR for this loan type is 6.359%, subject to increase. Based on current market conditions, the payment schedule would be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>60 payments of $2,697.98 at an interest rate of 6.000%<\/li>\n\n\n\n<li>299 payments of $2,827.39 at an interest rate of 6.500%<\/li>\n\n\n\n<li>1 payment of $2,829.16 at an interest rate of 6.500%<\/li>\n<\/ul>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p class=\"has-small-font-size\" style=\"line-height:1.6\">DISCLOSURES: The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice. &#8211; Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history, property type and purpose of loan and may be different than the rates displayed here. &#8211; If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner\u2019s insurance premiums. Please contact our residential lending team for a complete list of our mortgage rates.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-secondary-color-color has-text-color\" id=\"h-home-equity\">Home Equity<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fixed-rate-home-equity-loans\">Fixed Rate Home Equity Loans<\/h3>\n\n\n\n<h4 class=\"wp-block-heading has-font-color-1-color has-secondary-color-background-color has-text-color has-background\" id=\"h-home-equity-loans-primary-secondary-properties\">Home Equity Loans (Primary\/Secondary Properties)<\/h4>\n\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 all-closed\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"91fff3cfb5fb16980bd8\">\n\t\t\t\t\t\t\t\t<span class=\"text\">5 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"91fff3cfb5fb16980bd8\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>7.125%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>7.279%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$19.86<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>1<\/sup><\/strong><\/p>\n\n\n\n<p>70.00%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>2<\/sup><\/strong><\/p>\n\n\n\n<p>80.00% Primary<\/p>\n\n\n\n<p>75.00% Secondary<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"6ffa98e3cef0fe3f4878\">\n\t\t\t\t\t\t\t\t<span class=\"text\">10 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"6ffa98e3cef0fe3f4878\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>7.375%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>7.460%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$11.81<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>1<\/sup><\/strong><\/p>\n\n\n\n<p>70.00%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>2<\/sup><\/strong><\/p>\n\n\n\n<p>80.00% Primary<\/p>\n\n\n\n<p>75.00% Secondary<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"9101a4c82307fcfd94a2\">\n\t\t\t\t\t\t\t\t<span class=\"text\">15 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"9101a4c82307fcfd94a2\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>7.625%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>7.688%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$9.34<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>1<\/sup><\/strong><\/p>\n\n\n\n<p>70.00%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>2<\/sup><\/strong><\/p>\n\n\n\n<p>80.00% Primary<\/p>\n\n\n\n<p>75.00% Secondary<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"991034fa5eae3a1f85df\">\n\t\t\t\t\t\t\t\t<span class=\"text\">20 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"991034fa5eae3a1f85df\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>7.875%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>7.928%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$8.29<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>1<\/sup><\/strong><\/p>\n\n\n\n<p>70.00%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<sup>2<\/sup><\/strong><\/p>\n\n\n\n<p>80.00% Primary<\/p>\n\n\n\n<p>75.00% Secondary<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<h4 class=\"wp-block-heading has-font-color-1-color has-secondary-color-background-color has-text-color has-background\" id=\"h-home-equity-loans-investment-properties\">Home Equity Loans (Investment Properties)<\/h4>\n\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 all-closed\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"d0dbdc287210abb99088\">\n\t\t\t\t\t\t\t\t<span class=\"text\">5 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"d0dbdc287210abb99088\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>7.625%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>7.788%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$20.10<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<\/strong><\/p>\n\n\n\n<p>70.00%<sup>2<\/sup> <\/p>\n\n\n\n<p>65.00%<sup>1<\/sup><\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"d48781b18c1ae86e7595\">\n\t\t\t\t\t\t\t\t<span class=\"text\">10 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"d48781b18c1ae86e7595\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>7.875%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>7.966%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$12.07<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<\/strong><\/p>\n\n\n\n<p>70.00%<sup>2<\/sup><\/p>\n\n\n\n<p>65.00%<sup>1<\/sup><\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"944e27557d1abe80ee6d\">\n\t\t\t\t\t\t\t\t<span class=\"text\">15 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"944e27557d1abe80ee6d\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>8.125%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>8.193%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$9.63<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<\/strong><\/p>\n\n\n\n<p>70.00%<sup>2<\/sup><\/p>\n\n\n\n<p>65.00%<sup>1<\/sup><\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"19bb77c6ffe045c349db\">\n\t\t\t\t\t\t\t\t<span class=\"text\">20 Year Fixed Rate<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"19bb77c6ffe045c349db\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Rate<\/strong><\/p>\n\n\n\n<p>8.375%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>APR%<\/strong><sup>3<\/sup><\/p>\n\n\n\n<p>8.432%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Payment per $1000<\/strong><\/p>\n\n\n\n<p>$8.60<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-secondary-color-color has-text-color\"><strong>Max LTV\/CLTV<\/strong><\/p>\n\n\n\n<p>70.00%<sup>2<\/sup><\/p>\n\n\n\n<p>65.00%<sup>1<\/sup><\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<p>If the loan is a first lien on a primary residence, then a rate quote needs to be calculated. Please call the Residential Loan Department at 609-522-5011.<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p class=\"has-small-font-size\" style=\"line-height:1.6\"><sup>1<\/sup>Maximum LTV when a Crest Savings Bank loan is NOT in the first lien position.\n<br><sup>2<\/sup>Maximum LTV when a Crest Savings Bank loan IS in the first lien position.\n<br><sup>3<\/sup>The Annual Percentage Rate&#8217;s shown above are calculated on second mortgage lien position loans of $100,000 with a $8.50 flood certification fee.\n<br><b>NOTE: Additional fees for Fixed Home Equity loans include:<\/b>\n<br>$350.00 appraisal fee\n<br>$212.40 credit report fee\n<br>$42.00 property search fee\n<br>$255.00 recording fee\n<br>$12.75 IRS 4506-T fee\n<br>$8.50 flood certification fee\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-home-equity-line-of-credit\">Home Equity Line of Credit<\/h3>\n\n\n\n<h4 class=\"wp-block-heading has-font-color-1-color has-secondary-color-background-color has-text-color has-background\" id=\"h-home-equity-line-of-credit-0\">Home Equity Line of Credit<\/h4>\n\n\n\n<p>Crest Savings Bank&#8217;s Home Equity Line of Credit Monthly Payments are: Interest only and based on the amount drawn on the line of credit for the first 120 months and automatically convert to a 15 year amortizing principal and interest payment after the initial 120 months. No draws after the initial 10 year period.<\/p>\n\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 all-closed\">\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"eb44e29b87850af47710\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Primary Residence Crest Savings has first mortgage<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"eb44e29b87850af47710\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Equity \/ Payment Stream<\/strong><\/p>\n\n\n\n<p>Up to 80% of equity.&nbsp;10 Year Interest Only Payments automatically converting to a 15 year amortizing principal and interest payment.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Variable Rate \/ APR<\/strong><\/p>\n\n\n\n<p>Wall Street Journal Prime +0.25% with a 4.00% Floor Rate<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Maximum Rate \/ APR<\/strong><\/p>\n\n\n\n<p>17.00%<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"20b229b6ca278b5fc059\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Secondary Residence Crest Savings has first mortgage<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"20b229b6ca278b5fc059\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Equity \/ Payment Stream<\/strong><\/p>\n\n\n\n<p>Up to 75% of equity.&nbsp;10 Year Interest Only Payments automatically converting to a 15 year amortizing principal and interest payment.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Variable Rate \/ APR<\/strong><\/p>\n\n\n\n<p>Wall Street Journal Prime +0.25% with a 4.00% Floor Rate<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Maximum Rate \/ APR<\/strong><\/p>\n\n\n\n<p>17.00%<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"6d07d94ab51b230a162f\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Primary \/ Secondary Residence&nbsp;&#8211; Another first mortgage holder has the first mortgage<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"6d07d94ab51b230a162f\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Equity \/ Payment Stream<\/strong><\/p>\n\n\n\n<p>Up to 70% of equity.&nbsp;10 Year Interest Only Payments automatically converting to a 15 year amortizing principal and interest payment.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Variable Rate \/ APR<\/strong><\/p>\n\n\n\n<p>Wall Street Journal Prime +0.75% with a 4.00% Floor Rate<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Maximum Rate \/ APR<\/strong><\/p>\n\n\n\n<p>17.00%<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"5b1e2e94941f8497e5e6\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Investment Property&nbsp;<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"5b1e2e94941f8497e5e6\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Equity \/ Payment Stream<\/strong><\/p>\n\n\n\n<p>Up to 70% of equity (65% if Crest is NOT the first lien holder). 10 Year Interest Only Payments automatically converting to a 15 year amortizing principal and interest payment.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Variable Rate \/ APR<\/strong><\/p>\n\n\n\n<p>Wall Street Journal Prime +0.75% with a 4.00% Floor Rate<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong>Maximum Rate \/ APR<\/strong><\/p>\n\n\n\n<p>17.00%<\/p>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p class=\"has-small-font-size\" style=\"line-height:1.6\">Please consult a tax advisor regarding the deductibility of interest.\n<br><b>NOTE: Fees for Home Equity Line of Credit loans include:<\/b>\n<br>$350.00 appraisal fee\n<br>$212.40 credit report fee\n<br>$42.00 property search fee\n<br>$255.00 recording fee\n<br>$12.75 IRS 4506-T fee\n<br>$8.50 flood certification fee.\n<br>All loans require insurance and are subject to credit approval.\nRates are subject to change without notice. Terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"h-commercial-loan-rates\">Commercial Loan Rates<\/h1>\n\n\n\n<p>Our commercial loan rates are determined by a variety of factors tailored to meet the unique needs of each business. Factors such as creditworthiness, financial stability, loan term, and market conditions all play a crucial role in shaping the rates we offer.<\/p>\n\n\n\n<p>To get a personalized and accurate quote, we encourage you to speak with our experienced loan officers. Their expertise will guide you through the process, helping assess your specific situation and providing insights into the most favorable terms available. <\/p>\n\n\n\n<p><a href=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/borrow\/business-loans\/#cmln-team\">Contact us today<\/a> for a comprehensive consultation and let us tailor a commercial loan solution that aligns perfectly with your business goals and financial requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"Residential Loan Rates Purchasing a home is one of the most important investments you&#8217;ll make, and we\u2019re here to make it as seamless as possible. At Crest Savings Bank, our competitive mortgage rates and flexible terms are designed to help you find the perfect financing solution for your dream home. Explore our current loan rates [&hellip;]","protected":false},"author":6,"featured_media":699,"parent":48,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-427","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan Rates - Crest Savings Bank<\/title>\n<meta name=\"description\" content=\"View current loan rates for residential home purchasing, refinancing, and home equity loans at Crest Savings Bank here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/ln-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Rates - 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