{"id":342,"date":"2023-10-16T09:00:03","date_gmt":"2023-10-16T16:00:18","guid":{"rendered":"https:\/\/www.crestsavings.bank\/wph\/workarea\/borrow\/lending-products__trashed\/business-loans-2\/"},"modified":"2024-04-02T13:18:21","modified_gmt":"2024-04-02T13:18:21","slug":"retirement","status":"publish","type":"page","link":"https:\/\/www.crestsavings.bank\/wph\/workarea\/plan-invest\/retirement\/","title":{"rendered":"Retirement"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\" id=\"h-retirement-nbsp-options-nbsp-nbsp-nbsp-nbsp-nbsp-nbsp\">Retirement&nbsp;Options&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<\/h1>\n\n\n\n<p>Save for a comfortable retirement with Crest Savings Bank Individual Retirement Accounts.&nbsp;IRA savings options are designed to help you prepare for retirement, from starter savings account plans with lower interest rates to higher-yield savings accounts in the form of IRA CDs. Stop by your local branch or give us a call for more information about opening an IRA.<\/p>\n\n\n\n<div class=\"wp-block-columns has-font-color-1-color has-main-color-background-color has-text-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\" id=\"ira-savings\">IRA<sup>1<\/sup>&nbsp;Savings<\/h2>\n\n\n\n<p>Just starting to save for retirement or looking for alternative options? Our IRA Savings Account is a&nbsp;versatile approach to accumulating the necessary funds without compromising your ability to access your finances.&nbsp;With no bank penalties<sup>2<\/sup>&nbsp;for early withdrawals from the IRA Savings Plan, it provides the advantages of a savings account with the ability to plan for your financial future, making it a perfect choice for a young professional who is beginning to consider retirement planning.<\/p>\n\n\n\n<ul class=\"has-font-color-1-color has-text-color wp-block-list\">\n<li>Minimum deposit to open: $100.<\/li>\n\n\n\n<li>Tiered interest rates.<\/li>\n<\/ul>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-2' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/dep-rates\/#ira-rate' target='_self' rel='noopener noreferrer'>View IRA Rates<\/a>\n      <\/div>\n\t\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">      <figure class=\"alignnone\">\n                  <img src='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement.jpg' srcset='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement.jpg 591w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement-300x300.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement-150x150.jpg 150w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement-400x400.jpg 400w' sizes='(max-width: 591px) 100vw, 591px' alt='Road Warning Sign Retirement Ahead' \/>\n                      <\/figure>\n      <\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns has-font-color-1-color has-main-color-background-color has-text-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">      <figure class=\"alignnone\">\n                  <img src='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement2.jpg' srcset='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement2.jpg 591w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement2-300x300.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement2-150x150.jpg 150w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2023\/11\/retirement2-400x400.jpg 400w' sizes='(max-width: 591px) 100vw, 591px' \/>\n                      <\/figure>\n      <\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\" id=\"ira-cds-1\">IRA<sup>1<\/sup>&nbsp;CDs<\/h2>\n\n\n\n<p>An IRA CD can be a conservative and secure way to save for retirement while taking advantage of the tax benefits provided by an Individual Retirement Account.&nbsp;Our IRA CD provides peace of mind with a fixed interest rate, the tax advantages of an IRA, and the guaranteed returns of a CD.<\/p>\n\n\n\n<p>We offer access to Traditional and Roth IRAs.<\/p>\n\n\n\n<ul class=\"has-font-color-1-color has-text-color wp-block-list\">\n<li>12 months ( 1 year) to 60 months (5 years).<\/li>\n\n\n\n<li>Minimum deposit to open $500.<\/li>\n<\/ul>\n\n\n\n<p>Take advantage of a savings strategy with both short- and long-term benefits with a CD Ladder<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-2' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/dep-rates\/#ira-rate' target='_self' rel='noopener noreferrer'>View IRA Rates<\/a>\n      <\/div>\n\t\t\t<\/div>\n<\/div>\n\n\n\n<p>For more retirement investment options, visit our\u00a0<a href=\"https:\/\/www.crestsavings.bank\/plan-invest\/wealth-management\/\">Wealth Management<\/a>\u00a0page.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\t\t\t<div class=\"disclaimer \">\n\t\t\t\t\n\n<h6 class=\"wp-block-heading\" id=\"h-1-ira-contribution-limits-are-based-on-earned-income-you-may-contribute-up-to-100-of-earned-income-or-the-ira-annual-contribution-limit-whichever-is-less-customers-age-50-and-over-are-eligible-for-an-additional-contribution\"><sup>1<\/sup>IRA contribution limits are based on earned income. You may contribute up to 100% of earned income or the IRA Annual Contribution Limit, whichever is less. Customers age 50 and over are eligible for an additional contribution.<\/h6>\n\n\n\n<h6 class=\"wp-block-heading\" id=\"h-2-irs-penalties-may-apply-consult-your-tax-advisor\"><sup>2<\/sup>IRS penalties may apply. Consult your tax advisor.<\/h6>\n\n\t\t\t<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Retirement&nbsp;Options&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; Save for a comfortable retirement with Crest Savings Bank Individual Retirement Accounts.&nbsp;IRA savings options are designed to help you prepare for retirement, from starter savings account plans with lower interest rates to higher-yield savings accounts in the form of IRA CDs. Stop by your local branch or give us a [&hellip;]","protected":false},"author":6,"featured_media":1137,"parent":36,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-342","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Retirement - Crest Savings Bank<\/title>\n<meta name=\"description\" content=\"Learn how you can save for a comfortable retirement with Crest Savings Bank Individual Retirement Accounts\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/plan-invest\/retirement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement - 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