{"id":1590,"date":"2024-02-07T22:39:47","date_gmt":"2024-02-07T22:39:47","guid":{"rendered":"https:\/\/www.crestsavings.bank\/wph\/workarea\/home\/resources\/education\/financial-literacy\/"},"modified":"2024-09-26T15:35:14","modified_gmt":"2024-09-26T15:35:14","slug":"financial-literacy","status":"publish","type":"page","link":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/","title":{"rendered":"Financial Literacy"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-financial-literacy\">Financial Literacy<\/h2>\n\n\n\n<p>Financial literacy is the possession of skills that allows people to make smart decisions with their money. We focus on raising awareness about the importance of planning for a secure financial future. Financial literacy is a lifelong lesson, start today with our 30 days of financial tips through these various resources.\u00a0<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\t\t\t<div class=\"disclaimer \">\n\t\t\t\t\n\n<p><strong>Please Note:<\/strong>&nbsp;The links below are Third Party Sites. You will be asked to accept the following Disclaimer prior to being directed to the page. By accessing the noted link you will be leaving Crest Savings Bank&#8217;s website and entering a website hosted by another party. Crest Savings Bank has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Crest Savings Bank&#8217;s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Crest Savings Bank.<\/p>\n\n\t\t\t<\/div>\n\t\t\t\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-welcome-nbsp\">Welcome&nbsp;<\/h2>\n\n\n\n<p>Let\u2019s\u00a0begin your journey with financial well-being assessment. The Consumer Financial Protection Board created a 10-question tool. It will show how you measure up against other Americans helping you set a direction for your financial future.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1 big' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/financial-well-being\/' target='_blank' rel='noopener noreferrer'>Financial Assessment<\/a>\n      <\/div>\n\t\t\t\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Week 1 &#8211; Manage Your Finances<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"2e7f98e939212b7d7ae1\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Principles<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"2e7f98e939212b7d7ae1\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Making the most of your money starts with five building blocks for managing and growing your money &#8212; The MyMoney Five.&nbsp;<a href=\"https:\/\/www.mymoney.gov\/saveandinvest\">MyMoney.gov<\/a>&nbsp;suggest you keep these five principles in mind as you make day-to-day decisions and plan your financial goals.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:25% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"316\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/mymoney-five.png\" alt=\"Five principles of financial growth\" class=\"wp-image-1639 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/mymoney-five.png 250w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/mymoney-five-237x300.png 237w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong>THE FIVE PRINCIPLES<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>EARN<\/strong>&nbsp;\u2013 Make the most of what you earn by understanding your pay and benefits.<\/li>\n\n\n\n<li><strong>SAVE &amp; INVEST<\/strong>&nbsp;&#8211; It\u2019s never too early to start saving for future goals such as a house or retirement, even by saving small amounts.<\/li>\n\n\n\n<li><strong>PROTECT<\/strong>&nbsp;\u2013 Taking precautions about your financial situation, accumulate emergency savings, and have the right insurance.<\/li>\n\n\n\n<li><strong>SPEND<\/strong>\u00a0\u2013 Be sure you are getting a good value, especially with big purchases. Shopping around and comparing prices and products is a good start.<\/li>\n\n\n\n<li><strong>BORROW<\/strong>\u00a0\u2013 Borrowing money can enable some essential purchases and builds credit, but interest costs can be expensive.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.mymoney.gov\/mymoneyfive' target='_blank' rel='noopener noreferrer'>MyMoneyFive<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"c6e4883910df829d46dc\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Budget<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"c6e4883910df829d46dc\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"661\" height=\"529\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Budget.jpg\" alt=\"Budget worksheet\" class=\"wp-image-1643 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Budget.jpg 661w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Budget-300x240.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Budget-600x480.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Budget-400x320.jpg 400w\" sizes=\"(max-width: 661px) 100vw, 661px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>The key to a good budget is including as much information as possible so you can adequately prepare and plan. It&#8217;s important to keep accurate records of your spending. This helps you see where you can save money and how much you can reasonably spend. Utilize the FTC Consumer.gov worksheet to start your budget today.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/consumer.gov\/sites\/default\/files\/pdf-1020-make-budget-worksheet_form.pdf' target='_blank' rel='noopener noreferrer'>Budget Worksheet<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"94ee066347ae70b7d5bd\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Debt<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"94ee066347ae70b7d5bd\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Debt from student loans, mortgages, and credit cards is pretty common. Most families carry about $10,000 in credit card debt. Establish a budget to pay down debts while you save. Avoid spending more money than you bring in, as that leads to financial stress. Points to consider when cutting debt:<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"304\" height=\"148\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Debt.jpg\" alt=\"Debt and saving\" class=\"wp-image-1647 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Debt.jpg 304w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Debt-300x146.jpg 300w\" sizes=\"(max-width: 304px) 100vw, 304px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<ul class=\"wp-block-list\">\n<li>Pay more than the minimum due and pay on time.<\/li>\n\n\n\n<li>Pay off debts with higher interest rates first.<\/li>\n\n\n\n<li>Transfer high-rate debts to credit cards with a lower interest rate.<\/li>\n\n\n\n<li>Use loans for purchases that will appreciate in value like a home.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>Here are a few tips to help you get started.<\/p>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/advocacy\/community-programs\/consumer-resources\/manage-your-money\/getting-out-of-debt-is-possible' target='_blank' rel='noopener noreferrer'>View Tips<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"e796b382da234ca79d87\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Life Events<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"e796b382da234ca79d87\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/LifePlanning.jpg\" alt=\"Life events financial planning\" class=\"wp-image-1651 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/LifePlanning.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/LifePlanning-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/LifePlanning-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/LifePlanning-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Going to college, having a baby, getting married, buying a house, retiring? Are you looking for help with making the best financial choices about major life events? Use the&nbsp;MyMoney.gov page to locate federal brochures, publications, websites and videos that can assist. The resources provide background information, helpful guidance, and hints and tips to assist with your decisions. As always, you can stop by any Crest Savings Bank location to discuss options.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.mymoney.gov\/lifeevents' target='_blank' rel='noopener noreferrer'>Life Events<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"3c23113852a025a8121a\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Credit and Credit Cards<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"3c23113852a025a8121a\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"788\" height=\"443\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Credit.jpg\" alt=\"Credit cards and credit score tools\" class=\"wp-image-1656 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Credit.jpg 788w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Credit-300x169.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Credit-768x432.jpg 768w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Credit-600x337.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Credit-400x225.jpg 400w\" sizes=\"(max-width: 788px) 100vw, 788px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Credit cards have become an everyday tool for people to make purchases and manage their personal finances. Access to credit enables families to purchase homes, deal with emergencies, obtain goods and services and build a credit history for larger purchases such as a car or home. Today, roughly 73 percent of all families have at least one credit card. About 60 percent of cardholders are \u201cconvenience users\u201d \u2013 they avoid interest charges by paying balances in full each month. The ABA offers a list of credit card tips you should keep in mind.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/advocacy\/community-programs\/consumer-resources\/manage-your-money\/credit-card-facts-and-tips' target='_self' rel='noopener noreferrer'>Credit Card Tips<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"20f1040ae252221ea592\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Retirement<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"20f1040ae252221ea592\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"767\" height=\"456\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Retirement.jpg\" alt=\"Social security and retirement\" class=\"wp-image-1658 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Retirement.jpg 767w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Retirement-300x178.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Retirement-600x357.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Retirement-400x238.jpg 400w\" sizes=\"(max-width: 767px) 100vw, 767px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>It is never too early to periodically review your Social Security Statement through your personal my Social Security account. Your statement is an easy-to-read record of your earnings that determine your future benefits. With an interactive Retirement Calculator it allows you to run additional benefit estimate scenarios. It can compare how different future earnings and retirement benefit start dates affect your benefit amount.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.ssa.gov\/myaccount\/' target='_blank' rel='noopener noreferrer'>Social Security Site<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"df6a97ef613ddb50bc8b\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Resources<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"df6a97ef613ddb50bc8b\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"591\" height=\"591\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/FinanceResource.jpg\" alt=\"FDIC smart financial education program\" class=\"wp-image-1661 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/FinanceResource.jpg 591w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/FinanceResource-300x300.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/FinanceResource-150x150.jpg 150w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/FinanceResource-400x400.jpg 400w\" sizes=\"(max-width: 591px) 100vw, 591px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Take advantage of free resources to increase your financial literacy.\u00a0The Federal Deposit Insurance Corporation\u2019s\u00a0Money Smart financial education program\u00a0and\u00a0MyMoney.gov\u00a0can help you enhance your financial skills. It has interactive games, podcasts, and game-based learning with separate tracks for all ages.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">      <div class=\"alignright\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.fdic.gov\/resources\/consumers\/money-smart\/index.html' target='_blank' rel='noopener noreferrer'>FDIC Money Smart<\/a>\n      <\/div>\n\t\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">      <div class=\"alignleft\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.mymoney.gov\/' target='_blank' rel='noopener noreferrer'>MyMoney.gov<\/a>\n      <\/div>\n\t\t\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Week 2 &#8211; Youth and Money<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"ae098abbcf337e698a49\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Where to Start<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"ae098abbcf337e698a49\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"710\" height=\"491\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthMoney.jpg\" alt=\"Understand money skills\" class=\"wp-image-1666 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthMoney.jpg 710w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthMoney-300x207.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthMoney-600x415.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthMoney-400x277.jpg 400w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>The&nbsp;Consumer Financial Protection Bureau&nbsp;has developed a survey to help young people in grades 3-12 understand money skills, attitudes, and knowledge. The survey and guide for parents and caregivers can help you identify your child&#8217;s areas of strength and areas for growth. Start the survey now.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/educator-tools\/youth-financial-education\/assess\/survey\/' target='_blank' rel='noopener noreferrer'>Survey<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"bab2a11368bfcb0295a6\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Basics<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"bab2a11368bfcb0295a6\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"443\" height=\"336\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthBasics.jpg\" alt=\"Prepare children for adulthood finances\" class=\"wp-image-1668 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthBasics.jpg 443w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthBasics-300x228.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthBasics-400x303.jpg 400w\" sizes=\"(max-width: 443px) 100vw, 443px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>&nbsp;Preparing children for adulthood can be challenging. The Federal Deposit Insurance Corporation has developed the Money Smart for Young People curriculum. It offers parents and caregivers practical activities and conversation-starters on common financial topics.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.fdic.gov\/resources\/consumers\/money-smart\/learn-money-smart\/index.html' target='_blank' rel='noopener noreferrer'>FDIC Money Smart Site<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"054814c92fa42c0ec932\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Activities<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"054814c92fa42c0ec932\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthActivities.jpg\" alt=\"CFPB learning activities\" class=\"wp-image-1671 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthActivities.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthActivities-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthActivities-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/YouthActivities-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><br>The Consumer Financial Protection Bureau (CFPB) has developed over 250 learning activities. They cover every age group from preschoolers through high school students.\u00a0<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/educator-tools\/youth-financial-education\/teach\/activities\/' target='_blank' rel='noopener noreferrer'>Activities<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"f1abe14172a6605aaa16\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Building Blocks<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"f1abe14172a6605aaa16\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"414\" height=\"309\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/BuildingBlocks.jpg\" alt=\"Building blocks for children's money journey\" class=\"wp-image-1678 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/BuildingBlocks.jpg 414w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/BuildingBlocks-300x224.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/BuildingBlocks-400x299.jpg 400w\" sizes=\"(max-width: 414px) 100vw, 414px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Get to know the building blocks children need on their journey to adult financial capability.&nbsp;<\/p>\n\n\n\n<p>Research from the Consumer Financial Protection Bureau shows that the attitudes, skills, and habits adults need to make informed financial decisions and achieve financial peace of mind begin to develop in youth.<\/p>\n\n\n\n<p>Explore four key steps on the journey to adult financial well-being, including a look at when, where, and how youth learn and develop the building blocks of financial capability.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/educator-tools\/youth-financial-education\/' target='_blank' rel='noopener noreferrer'>Building Blocks<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"71463e6c560b08de2b21\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Young Children<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"71463e6c560b08de2b21\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"165\" height=\"165\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyMonsters.png\" alt=\"Money monsters to introduce children to finances\" class=\"wp-image-1675 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyMonsters.png 165w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyMonsters-150x150.png 150w\" sizes=\"(max-width: 165px) 100vw, 165px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Meet the Money Monsters<\/p>\n\n\n\n<p>These Money Monster stories introduce children to ideas, habits, and activities that they&#8217;ll need as they grow up and start to manage money. Explore the Money Monsters story books.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/educator-tools\/youth-financial-education\/teach\/money-monsters\/' target='_blank' rel='noopener noreferrer'>Money Monsters<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"f65fe5010702f56c561d\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Money as you Grow<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"f65fe5010702f56c561d\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ChildrenGrow.jpg\" alt=\"Tools and tips to help youth and students with money\" class=\"wp-image-1681 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ChildrenGrow.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ChildrenGrow-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ChildrenGrow-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ChildrenGrow-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Money as You Grow, developed by the Consumer Financial Protection Bureau, includes tools, tips, and activities for children of all ages designed to boost money skills and instill good financial habits.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/money-as-you-grow\/' target='_blank' rel='noopener noreferrer'>Money as you Grow<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"424279030a808609f40c\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Teen and Young Adults<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"424279030a808609f40c\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"725\" height=\"482\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Teens.jpg\" alt=\"Navigating finances for teens and young adults\" class=\"wp-image-1683 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Teens.jpg 725w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Teens-300x199.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Teens-600x399.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Teens-400x266.jpg 400w\" sizes=\"(max-width: 725px) 100vw, 725px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Teens and young adults generally start to earn money and make decisions on their own. Adult supervision, guidance, and feedback can help them navigate successfully. Here are some resources from CFPB.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/money-as-you-grow\/teen-young-adult\/' target='_blank' rel='noopener noreferrer'>CFPB Tips<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Week 3 &#8211; Older Adults &amp; Financial Caregiving<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"758fe7e0940827a0d74e\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Road Map<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"758fe7e0940827a0d74e\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"251\" height=\"201\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/laptop-image.png\" alt=\"Road map to financial elder care\" class=\"wp-image-1699 size-full\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Are you prepared?<\/p>\n\n\n\n<p>If something happened and you had trouble paying your bills or managing your expenses, you&#8217;d need a trusted financial advocate to step in and help. Being in charge of your money tomorrow starts with planning today. Use this Road Map to get started.&nbsp;<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/thinkingaheadroadmap.org\/' target='_blank' rel='noopener noreferrer'>Road Map<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"efe83ff49d03df8e07bc\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Fundamentals<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"efe83ff49d03df8e07bc\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMoney.jpg\" alt=\"Fundamentals of life changing financial circumstances\" class=\"wp-image-1701 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMoney.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMoney-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMoney-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMoney-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>The management of your or another person\u2019s finances due to changing life circumstances such as aging, disability, or illness can be challenging. The ABA Foundation and CFBP has a variety of resources to guide you on the journey, whether you\u2019re an older adult, a senior who needs a caregiver or a potential caregiver looking for ways to help.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">      <div class=\"alignright\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/advocacy\/community-programs\/consumer-resources\/financial-caregiving\/what-you-need-to-know-about-financial-caregivers' target='_blank' rel='noopener noreferrer'>ABA Resources<\/a>\n      <\/div>\n\t\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">      <div class=\"alignleft\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/consumer-tools\/educator-tools\/resources-for-older-adults\/' target='_blank' rel='noopener noreferrer'>CFPB Resources<\/a>\n      <\/div>\n\t\t\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"2792a7311a66deeb7ef4\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Guide<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"2792a7311a66deeb7ef4\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderWalking.jpg\" alt=\"Guidance for caring for a loved one's finances.\" class=\"wp-image-1705 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderWalking.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderWalking-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderWalking-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderWalking-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Millions of Americans manage money or property for a loved one who\u2019s unable to pay bills or make financial decisions. Knowing your options will help you choose what works best for your situation. Start with this guide from CFPB.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/files.consumerfinance.gov\/f\/documents\/cfpb_considering-a-financial-caregiver-know-your-options_guide_2021-05.pdf' target='_blank' rel='noopener noreferrer'>Guide<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"07c95e4161d803c5f204\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Formalize<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"07c95e4161d803c5f204\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderLaw.jpg\" alt=\"Financial formal arrangement for the future\" class=\"wp-image-1706 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderLaw.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderLaw-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderLaw-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderLaw-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Consider formalizing your arrangement with your financial caregiver so your caregiver has the legal authority to make financial decisions on your behalf. A formal arrangement also mandates that your caregiver has a fiduciary responsibility, or an obligation to serve in your best interest. The&nbsp;ABA provides information to help you.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/advocacy\/community-programs\/consumer-resources\/financial-caregiving\/formalizing-the-caregiving-arrangement' target='_blank' rel='noopener noreferrer'>Options<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"39703db8b0e0e9ff1d71\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Financial Abuse<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"39703db8b0e0e9ff1d71\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderAbuse.jpg\" alt=\"Spot financial elder abuse\" class=\"wp-image-1707 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderAbuse.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderAbuse-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderAbuse-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderAbuse-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>The key to spotting Elder Financial Abuse is to look for change in a person&#8217;s established financial patterns. Here is a handout with 14 Red Flags to look for from the ABA. In addition there is a link to the FDIC&#8217;s Money Smart for Older Adults Program which raises awareness among older adults and their caregivers on how to prevent fraud, scams, and other elder financial exploitation.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">      <div class=\"alignright\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/news-research\/analysis-guides\/14-red-flags-for-elder-financial-abuse' target='_blank' rel='noopener noreferrer'>Red Flags<\/a>\n      <\/div>\n\t\t\t<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">      <div class=\"alignleft\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.fdic.gov\/resources\/consumers\/money-smart\/teach-money-smart\/money-smart-for-older-adults.html' target='_blank' rel='noopener noreferrer'>Money Smart for Older Adults<\/a>\n      <\/div>\n\t\t\t<\/div>\n<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"cd41a7903c4f453f8158\">\n\t\t\t\t\t\t\t\t<span class=\"text\">NCOA<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"cd41a7903c4f453f8158\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"770\" height=\"614\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMomjpg.jpg\" alt=\"Caring for family or friends\" class=\"wp-image-1709 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMomjpg.jpg 770w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMomjpg-300x239.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMomjpg-768x612.jpg 768w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMomjpg-600x478.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderMomjpg-400x319.jpg 400w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>So many of us, whether we realize it or not, are caregivers. Family &amp; friends provide unpaid care to older adults and adults with disabilities\u2014the majority of whom also juggle a job or other responsibilities. Wearing all of these hats can take its toll. The National Council on Aging can help.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.ncoa.org\/caregivers' target='_blank' rel='noopener noreferrer'>NCOA Website<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"461dd344dd316412c6bc\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Tips<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"461dd344dd316412c6bc\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"762\" height=\"458\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderTips.jpg\" alt=\"Helpful tips for caregivers\" class=\"wp-image-1711 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderTips.jpg 762w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderTips-300x180.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderTips-600x361.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/ElderTips-400x240.jpg 400w\" sizes=\"(max-width: 762px) 100vw, 762px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Financial caregivers play an important role in ensuring that their loved ones\u2019 finances are managed wisely to maintain the best quality of life possible. The ABA provides some best practices for financial caregivers.&nbsp;<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/advocacy\/community-programs\/consumer-resources\/financial-caregiving\/tips' target='_blank' rel='noopener noreferrer'>ABA Tips<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Week 4 &#8211; Prepare and Protect<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"26cc168615e542b9f9c6\">\n\t\t\t\t\t\t\t\t<span class=\"text\">FDIC<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"26cc168615e542b9f9c6\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"283\" height=\"143\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/FDIC.jpg\" alt=\"FDIC deposit insurance\" class=\"wp-image-1713 size-full\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<p>FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country. It is backed by the full faith and credit of the United States government. Since the founding of the FDIC in 1933 no depositor has lost a penny of FDIC-insured funds.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.fdic.gov\/resources\/deposit-insurance\/understanding-deposit-insurance\/' target='_blank' rel='noopener noreferrer'>FDIC Website<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"d5e022163a14b9f32cfe\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Fraud Protections<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"d5e022163a14b9f32cfe\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Fraud.jpg\" alt=\"Protect against fraud\" class=\"wp-image-1715 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Fraud.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Fraud-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Fraud-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/Fraud-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Fraudsters have become increasingly adept at getting people to share the information they need to commit fraud by posing as financial institution call center agents, or by sending text messages that look like they are coming from their bank, warning of suspicious transaction activities. See Crest Savings Tips on how you can protect yourself.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/#security' target='_blank' rel='noopener noreferrer'>Protect Your Finances<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"3204a18dfd4abeab7495\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Disaster Scams<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"3204a18dfd4abeab7495\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"741\" height=\"471\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/disasterscams.jpg\" alt=\"Extreme weather conditions can bring out scammers\" class=\"wp-image-1716 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/disasterscams.jpg 741w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/disasterscams-300x191.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/disasterscams-600x381.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/disasterscams-400x254.jpg 400w\" sizes=\"(max-width: 741px) 100vw, 741px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>It\u2019s one thing to prepare your family, pets, and property for extreme weather situations. It\u2019s another to protect your personal information and finances from scammers who use weather emergencies to cheat people. This CFPB has information to help you prepare for, deal with, and recover from a weather emergency.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/consumer.ftc.gov\/features\/dealing-weather-emergencies' target='_blank' rel='noopener noreferrer'>Disaster Scams<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"e17494ae924da876cb6c\">\n\t\t\t\t\t\t\t\t<span class=\"text\">ID Theft<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"e17494ae924da876cb6c\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/idtheft.jpg\" alt=\"Protect against identity theft\" class=\"wp-image-1717 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/idtheft.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/idtheft-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/idtheft-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/idtheft-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Identity theft involves acquiring key pieces of someone&#8217;s identifying information, such as name, address, date of birth, social security number, etc., in order to impersonate them. This information enables the identity thief to commit numerous forms of fraud. NJ Dept of Banking resources can help.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.nj.gov\/dobi\/division_consumers\/finance\/identitytheft.htm' target='_blank' rel='noopener noreferrer'>ID Theft Prevention<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"2124d0e65d8614906003\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Emergency Fund<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"2124d0e65d8614906003\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/emergencyfund.jpg\" alt=\"Create an emergency fund for unexpected events\" class=\"wp-image-1719 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/emergencyfund.jpg 724w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/emergencyfund-300x200.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/emergencyfund-600x400.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/emergencyfund-400x267.jpg 400w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><br>Setting up a dedicated savings or emergency fund is one essential way to protect yourself, and it\u2019s one of the first steps you can take to start saving. By putting money aside\u2014even a small amount\u2014for these unplanned expenses, you\u2019re able to recover quicker and get back on track towards reaching your larger savings goals. The CFPB provides an essential guide to building an emergency fund.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.consumerfinance.gov\/an-essential-guide-to-building-an-emergency-fund\/' target='_blank' rel='noopener noreferrer'>Emergency Fund Guide<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"e7aa41d8b657264e3c99\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Need to Know<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"e7aa41d8b657264e3c99\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"715\" height=\"489\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyLock.jpg\" alt=\"Safeguard your finances and identity.\" class=\"wp-image-1721 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyLock.jpg 715w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyLock-300x205.jpg 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyLock-600x410.jpg 600w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/MoneyLock-400x274.jpg 400w\" sizes=\"(max-width: 715px) 100vw, 715px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Safeguard your finances &amp; identity. The ABA provides tips, guides and detailed steps to protect your financial and personal data.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.aba.com\/advocacy\/community-programs\/consumer-resources\/protect-your-money' target='_blank' rel='noopener noreferrer'>Safeguard<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"0b743801bfb0e6377b64\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Prepare<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"0b743801bfb0e6377b64\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"171\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/logoreadygreen.png\" alt=\"Get Ready for financial preparedness\" class=\"wp-image-1722 size-full\"\/><\/figure><div class=\"wp-block-media-text__content\">\n<p>Financial Preparedness by Ready.gov. Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. In these stressful times, having access to personal financial, insurance, medical and other records is crucial for starting the recovery process quickly and efficiently.<\/p>\n<\/div><\/div>\n\n\n      <div class=\"aligncenter\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.ready.gov\/financial-preparedness' target='_blank' rel='noopener noreferrer'>Prepare Financially<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-money-smart-are-you\">How Money Smart Are You?<\/h2>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:28% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"532\" height=\"371\" src=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/howMoneySmartAreYou.e077bb3e4f049f6c32cb.png\" alt=\"How money smart are you?\" class=\"wp-image-1599 size-full\" srcset=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/howMoneySmartAreYou.e077bb3e4f049f6c32cb.png 532w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/howMoneySmartAreYou.e077bb3e4f049f6c32cb-300x209.png 300w, https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/02\/howMoneySmartAreYou.e077bb3e4f049f6c32cb-400x279.png 400w\" sizes=\"(max-width: 532px) 100vw, 532px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p>As we round out this Financial Literacy Month, Let&#8217;s see what you learned. Try How Money Smart Are You?<\/p>\n\n\n\n<p>A suite of 14 games and related resources about everyday financial topics. It\u2019s based on FDIC\u2019s award-winning Money Smart program. Stay tuned for Financial Fridays throughout the year.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/playmoneysmart.fdic.gov\/games' target='_blank' rel='noopener noreferrer'>Money Smart Games<\/a>\n      <\/div>\n\t\t\t<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"Financial Literacy Financial literacy is the possession of skills that allows people to make smart decisions with their money. We focus on raising awareness about the importance of planning for a secure financial future. Financial literacy is a lifelong lesson, start today with our 30 days of financial tips through these various resources.\u00a0 Welcome&nbsp; Let\u2019s\u00a0begin [&hellip;]","protected":false},"author":6,"featured_media":1419,"parent":1418,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-1590","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Literacy - Crest Savings Bank<\/title>\n<meta name=\"description\" content=\"Gain skills to help you better understand your money situation and learn how to plan for a financially secure future.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Literacy - Crest Savings Bank\" \/>\n<meta property=\"og:description\" content=\"Gain skills to help you better understand your money situation and learn how to plan for a financially secure future.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/\" \/>\n<meta property=\"og:site_name\" content=\"Crest Savings Bank\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/crestsavings\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-26T15:35:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"398\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@CrestSavings\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/\",\"url\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/\",\"name\":\"Financial Literacy - Crest Savings Bank\",\"isPartOf\":{\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg\",\"datePublished\":\"2024-02-07T22:39:47+00:00\",\"dateModified\":\"2024-09-26T15:35:14+00:00\",\"description\":\"Gain skills to help you better understand your money situation and learn how to plan for a financially secure future.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#primaryimage\",\"url\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg\",\"contentUrl\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg\",\"width\":2560,\"height\":398,\"caption\":\"Financial Literacy Resources\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Resources\",\"item\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Education\",\"item\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Financial Literacy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/\",\"name\":\"Crest Savings Bank\",\"description\":\"Banking is what we do Community is who we are\",\"publisher\":{\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/#organization\",\"name\":\"Crest Savings Bank\",\"url\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/08\/CSB-sq-web.png\",\"contentUrl\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/08\/CSB-sq-web.png\",\"width\":696,\"height\":696,\"caption\":\"Crest Savings Bank\"},\"image\":{\"@id\":\"https:\/\/www.crestsavings.bank\/wph\/workarea\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/crestsavings\/\",\"https:\/\/x.com\/CrestSavings\",\"https:\/\/www.linkedin.com\/company\/crest-savings-bank\/\",\"https:\/\/www.instagram.com\/crestsavings\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial Literacy - Crest Savings Bank","description":"Gain skills to help you better understand your money situation and learn how to plan for a financially secure future.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/","og_locale":"en_US","og_type":"article","og_title":"Financial Literacy - Crest Savings Bank","og_description":"Gain skills to help you better understand your money situation and learn how to plan for a financially secure future.","og_url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/","og_site_name":"Crest Savings Bank","article_publisher":"https:\/\/www.facebook.com\/crestsavings\/","article_modified_time":"2024-09-26T15:35:14+00:00","og_image":[{"width":2560,"height":398,"url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@CrestSavings","twitter_misc":{"Est. reading time":"14 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/","url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/","name":"Financial Literacy - Crest Savings Bank","isPartOf":{"@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#primaryimage"},"image":{"@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg","datePublished":"2024-02-07T22:39:47+00:00","dateModified":"2024-09-26T15:35:14+00:00","description":"Gain skills to help you better understand your money situation and learn how to plan for a financially secure future.","breadcrumb":{"@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#primaryimage","url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg","contentUrl":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/FinLitBanner-scaled.jpg","width":2560,"height":398,"caption":"Financial Literacy Resources"},{"@type":"BreadcrumbList","@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/financial-literacy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.crestsavings.bank\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"Resources","item":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/"},{"@type":"ListItem","position":3,"name":"Education","item":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/education\/"},{"@type":"ListItem","position":4,"name":"Financial Literacy"}]},{"@type":"WebSite","@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/#website","url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/","name":"Crest Savings Bank","description":"Banking is what we do Community is who we are","publisher":{"@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.crestsavings.bank\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/#organization","name":"Crest Savings Bank","url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/#\/schema\/logo\/image\/","url":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/08\/CSB-sq-web.png","contentUrl":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/08\/CSB-sq-web.png","width":696,"height":696,"caption":"Crest Savings Bank"},"image":{"@id":"https:\/\/www.crestsavings.bank\/wph\/workarea\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/crestsavings\/","https:\/\/x.com\/CrestSavings","https:\/\/www.linkedin.com\/company\/crest-savings-bank\/","https:\/\/www.instagram.com\/crestsavings\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/pages\/1590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=1590"}],"version-history":[{"count":38,"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/pages\/1590\/revisions"}],"predecessor-version":[{"id":2253,"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/pages\/1590\/revisions\/2253"}],"up":[{"embeddable":true,"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/pages\/1418"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/media\/1419"}],"wp:attachment":[{"href":"https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=1590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}