{"id":1471,"date":"2024-01-11T20:36:32","date_gmt":"2024-01-11T20:36:32","guid":{"rendered":"https:\/\/www.crestsavings.bank\/wph\/workarea\/?page_id=1471"},"modified":"2026-03-27T15:36:45","modified_gmt":"2026-03-27T15:36:45","slug":"disclosures","status":"publish","type":"page","link":"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/disclosures\/","title":{"rendered":"Disclosures"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-disclosures\">Disclosures<\/h2>\n\n\n\n<p>We believe in maintaining open communication with you at all times. Transparency is crucial for fostering a strong banking relationship, which is why we&#8217;ve clearly outlined what you can anticipate from us in the provided disclosures. <\/p>\n\n\n\n<p>Click on the sections below to access and print the disclosures for your personal records.<\/p>\n\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3>Account Information<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"67eb012f26445c7c5e35\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Deposit Account Agreement &#8211; Terms and Conditions<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"67eb012f26445c7c5e35\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Deposit Account Agreement Disclosure is like a rulebook for your bank account. It contains terms and conditions of the account. It&#8217;s a document that tells you all the important details about how your account works. It talks about things like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>how much money you need to keep in your account, <\/li>\n\n\n\n<li>any fees you might have to pay, <\/li>\n\n\n\n<li>and other important rules. <\/li>\n<\/ul>\n\n\n\n<p>It&#8217;s there to help you understand how to use your bank account the right way and avoid any problems.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/dis-DepositAcctAgrmntTermsConditionsAcct.pdf' target='_blank' rel='noopener noreferrer'>View Deposit Account Agreement<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"72d22edb1f23195abd56\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Truth in Savings &#8211; Disclosure of Account Terms<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"72d22edb1f23195abd56\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Truth in Savings Disclosure is like a guide that helps you understand important information about your bank account. It tells you things: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>like how much money you need to open the account,<\/li>\n\n\n\n<li>if there are any fees, <\/li>\n\n\n\n<li>and how much interest you might earn. <\/li>\n<\/ul>\n\n\n\n<p>It is like a map that shows you the important details about account, so that you know what to expect.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2025\/07\/Disclosure-of-Account-Terms.pdf' target='_blank' rel='noopener noreferrer'>View Truth in Savings<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"f01bb31e69903a1f91d7\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Fee Schedule<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"f01bb31e69903a1f91d7\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>A Fee Schedule provides a clear overview of the fees that may be associated with your account and banking services. It outlines charges for common transactions and services\u2014such as ATM usage, overdrafts, and other optional services\u2014so you know what to expect. We encourage you to review this information to better understand how fees may apply and how to manage your account effectively.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wp-content\/uploads\/2026\/03\/RetailFeeSchedule.pdf' target='_blank' rel='noopener noreferrer'>View Fee Schedule<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"61d6bce858ae9fb7b7fb\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Customer Information Policy<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"61d6bce858ae9fb7b7fb\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Customer Information Policy for banks is like a set of rules to keep your personal information safe. It&#8217;s a promise from the bank to not share your details with others unless it&#8217;s necessary or you say it&#8217;s okay. The bank will also do its best to protect your information from being stolen or misused. This policy is like a security guard for your private stuff, making sure it stays safe and only used in the right ways.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/disCIPAccountOpeningSign.pdf' target='_blank' rel='noopener noreferrer'>Customer Information Policy<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"f6763efa4653b56323ed\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Privacy Policy<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"f6763efa4653b56323ed\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>A Privacy Policy for banks is like a set of rules that explain how they will keep your personal information safe. It tells you what kind of information they collect from you, like your name or address, and how they use it. The policy also explains if they share your information with other companies and how they protect it from being misused. Basically, it&#8217;s a way for the bank to let you know how they handle and safeguard your private details.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/disPrivacyPolicy2019.pdf' target='_blank' rel='noopener noreferrer'>View Privacy Policy<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"fc0239ac3f46653a6473\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Mobile Privacy Policy<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"fc0239ac3f46653a6473\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>This Mobile Privacy Policy is to inform you of the policies and practices regarding the collection, use and disclosure of any personal information that we and our service providers collect from or about users in connection with the App\u2019s website, and mobile application<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/disclosures\/mobile-privacy-policy\/' target='_self' rel='noopener noreferrer'>View Full Policy<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3>Transactional Information<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"6b3198e36a10445378ee\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Online and Mobile Banking Agreement<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"6b3198e36a10445378ee\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Online and Mobile Banking Agreement is like a set of rules that you agree to when using a bank&#8217;s website or mobile app. It explains<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>how you can use online and mobile banking services, <\/li>\n\n\n\n<li>what you are allowed to do, <\/li>\n\n\n\n<li>and what you&#8217;re not allowed to do.<\/li>\n<\/ul>\n\n\n\n<p>It also talks about keeping your login information safe and what happens if there are issues with the service. So, it&#8217;s like a guidebook that helps you understand how to use the bank&#8217;s online and mobile features properly.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/disOLB-MobileAgreement2022.pdf' target='_blank' rel='noopener noreferrer'>View Online and Mobile Banking Agreement<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"f019da464e76b1e32a68\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Debit Card Terms and Conditions<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"f019da464e76b1e32a68\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Debit Card Terms and Conditions are like a set of rules that you agree to when you have a debit card from the bank. These rules explain<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>how you can use the card, <\/li>\n\n\n\n<li>what fees might be there, <\/li>\n\n\n\n<li>and how to keep your account safe. <\/li>\n<\/ul>\n\n\n\n<p>It&#8217;s important to read and understand these terms so you know the do&#8217;s and don&#8217;ts of using your debit card. They help you know what to expect and how to use your card responsibly.<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2026\/03\/Debit-card-terms-and-conditions.pdf' target='_blank' rel='noopener noreferrer'>View Debit Card Terms and Conditions<\/a>\n      <\/div>\n\t\t\t\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wp-content\/uploads\/2025\/04\/BusinessDCAppAgreement.pdf' target='_blank' rel='noopener noreferrer'>View Business Debit Card Terms and Conditions<\/a>\n      <\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3>Funding Information<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"bec195fe7ab22e379f1d\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Check Clearing &#8211; Funds Availability Policy<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"bec195fe7ab22e379f1d\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Check Clearing Policy is like a set of rules that a bank follows when you deposit a check. It explains how long it takes for the money from the check to be available in your account. The disclosure tells you about any holds the bank might place on the funds. It&#8217;s important to read and understand this disclosure. It will explain what to expect when you deposit a check at the bank.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2025\/07\/FundsAvailabilityPolicy.pdf' target='_blank' rel='noopener noreferrer'>View Check Clearing Policy<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-close\" ncr-toggle=\"6cc7927e9278275f6766\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Electronic Funds Disclosure<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" ncr-panel=\"6cc7927e9278275f6766\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The Electronic Funds Disclosure is like a set of rules and explanations about using electronic services for your money. It talks about things like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li> online banking, <\/li>\n\n\n\n<li>ATM transactions, <\/li>\n\n\n\n<li>and using your debit card. <\/li>\n<\/ul>\n\n\n\n<p>This document helps you understand how electronic money services work and what to expect when you use them. It&#8217;s like a guide to make sure you know the ins and outs of managing your money electronically.<\/p>\n\n\n      <div class=\"alignnone\">\n\t\t\t<a  class=' btn-1' href='https:\/\/www.crestsavings.bank\/wph\/workarea\/wp-content\/uploads\/2024\/01\/dis-ElectronicFundsDisclosure.pdf' target='_blank' rel='noopener noreferrer'>View Electronic Funds Disclosure<\/a>\n      <\/div>\n\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Disclosures We believe in maintaining open communication with you at all times. Transparency is crucial for fostering a strong banking relationship, which is why we&#8217;ve clearly outlined what you can anticipate from us in the provided disclosures. Click on the sections below to access and print the disclosures for your personal records.","protected":false},"author":6,"featured_media":1853,"parent":48,"menu_order":10,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-1471","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disclosures - Crest Savings Bank<\/title>\n<meta name=\"description\" content=\"View Disclosures, Policies, and Agreements for various account types and services offered by Crest Savings Bank.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.crestsavings.bank\/wph\/workarea\/resources\/disclosures\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclosures - 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