Checking Accounts

 

 

Compare our Checking Accounts           Open An Account

DescriptionFreedom
Account
Crest Checking AccountCrest 55 Checking AccountCrest Plus Checking AccountNew Jersey Consumer Checking Account
 Eligibility

 Available for individuals 16 years of age or over.

More Details>>

  Available for individuals 55 years of age or over.    
Maintenance Fee $0 $3 monthly maintenance fee. $0

No monthly maintenance fee with available balance of $500 and above. $8.00 monthly maintenance fee if the available balance drops below $500 any day of the month.

$3 monthly maintenance fee.
Interest N/A N/A 

Interest paid on balances of $250 and above.

Interest paid on balances of $500 and above.

N/A 
Minimum Balance Requirements $0 $0 $0  $8.00 monthly maintenance fee if the available balance drops below $500 any day of the month. $1 Minimum daily balance to remain open.
Online Banking1

 Free

Free 

Free 

 Free

Free
Online Bill Pay2

Unlimited

Up to 15 bill payments per monthly statement cycle, $0.50 each bill payment in excess of 15.

Up to 15 payments per monthly statement cycle, $0.50 each bill payment in excess of 15.

Up to 15 payments per monthly statement cycle, $0.50 each bill payment in excess of 15.

 
Online Statements3

Free with check images

Free with check images

Free with check images

Free with check images

Free with check images

Printed Paper Statements

$3 monthly fee 

Free 

 Free

Free 

Free 

Mobile Banking4 Free Free Free Free Free
Mobile Check Deposits4 Free Free Free Free Free
Check Writing Unlimited Unlimited Unlimited Unlimited Write up to 8 checks per monthly statement cycle at no charge. Any additional checks written are $0.50 each.
Debit Card with Fraud Alerts

Free

Depositors under 18 will require a parent/guardian on the account. 

Free Free Free Free
Debt Card controls with CardValet5

 Free

Free Free Free Free
ATM Deposits6

Free 

Free Free Free Free
Non Crest Savings Bank ATM Withdrawals Free7 5 free7 withdrawals per statement cycle. $0.35 each balance inquiry and $1 each withdrawal in excess of 5. 5 free7 withdrawals per statement cycle. $0.35 each balance inquiry and $1 each withdrawal in excess of 5. 5 free7 withdrawals per statement cycle. $0.35 each balance inquiry and $1 each withdrawal in excess of 5. 5 free7 withdrawals per statement cycle. $0.35 each balance inquiry and $1 each withdrawal in excess of 5. 
PhoneLink Free Free Free Free Free
Additional Features
  • First debit card Custom Image complimentary additional images $10 per issue.

 

  • Free first order of standard line checks.
  • 20% discount on all check orders.
  • No fee for money order purchase.
  • Free first order of standard line checks.
 

 

1Enrollment required online via a computer. 2Enrollment in online banking required. 3Enrollment in online banking and acceptance of e-sign agreement required. 4App download required. Our app is free, but standard rates and fees may apply from your wireless carrier. 5App download required. CardValet is a registered trademark of Fiserv, Inc. 6Crest Savings Bank’s deposit ATMs only. 7A fee may be charged by Non Crest Savings terminal operators. 

 

Back to Top